I would definitely suggest filing an internet fraud complaint. It alerts the local authorities of the problems (many times in my experience this has been enough to convince the offenders to make good). If not, its on their record and any time down the road they slip-up, you are set. I recently received a call from a DA's office somewhere in Colorado about an ebay fraud complaint I had filed four years ago! They arrested the person for something else and when checked, they found my complaint as well. The lady in the office told me that while the person was in court, they would also bring up other offenses (including mine) and pending the outcome, I may receive reimbursement. So truely, you never know.
As far as paypal, I have started paying (whenever at all possible) with a credit card instead of directly pulling the funds from my account. My hope is that if something like this happens to me in the future, I could reply on the credit card company to recover my funds (as we know paypal is severly lacking in this area).
S^2
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Joe Theismann idiot quote of the week:
"Carolina's 5-4 mark gives them the third best record in the NFC"
Unfortunately, Carolina is in a four-way tie with Philadelphia, Dallas, and Atlanta for the fifth-best record.