B-Mac,
If your PAP is 4 1/4 over as you mentioned, you don't track that high, meaning it is VERY hard to hit your finger holes. You better get it re-checked.
Generally, layouts with pin over finger holes are safe enough to "place" the bowtie high enough. Also strong weight holes, around 2,5-3,5 inches down VAL from your PAP raises the bowtie, keeping your finger holes safe.
For the Rico layout, make sure to drill the xhole. Without a weight hole IT IS NOT RICO! It is the most important part of that particular layout, in terms of both reaction and raising the bowtie.
As far as suggestions for your style.. hmmm, lots of hand with a slower speed. Asymmetric balls with higher pins, 5 to 5-1/2 range, lower drilling angles for control (20-25 degrees) would work. However, surface is the most important part. Whatever ball with whatever drilling you choose, you must adjust the surface (if needs be).
--------------------
Regards,
Natal