You can get an X,Y axis jig that are simple to use fairly cheap and will work with almost any bench top style drill press you can purchase from lowes or HD.
You can get used drill bits on ebay fairly cheap on ebay, and having them sharpen through Jayhawk is pretty cheap to do as well. Or you can go small and just by some of the individual drill bits for the sizes you regular use and add more later if needed.
Most of this can all be found used on ebay.
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" men lie, women lie, numbers don't "