Back when I was young I cant count how many people were always asking me why I didnt go on tour. I gave them all the same answer. As an accountant at a local company my salary would have put me in the top 30 on tour. Plus I had good medical, a retirement plan , and no travel costs.
A very good friend of mine had 3 titles on tour and mulitple top 5 finishes over the years. He is 68 years old, and cant afford to retire so he is still working