Ric I'm with you 100%, but wouldn't it be safer to go pin over the fingers?  I do that in the event that someone tracks a little high.  If they have a ball with diff and they track near the fingers they could end up with a bowtie on their middle finger.  I try to get the pin above the ring and over the outside of the hole so that the track stays out of their own way.

Little known fact:  In Russian "Hope" and "Change" translate to "Tax" and "Spend"

 Its called lack of care in customer service for you buying a product. Many shops ask you what your favorite ball is in the bag and drill it to that. Or they ask what you want the ball to do and then go pin up or pin down near the ring finger as mentioned.  So the pin could be 3.5" from your pap or 5" from it. That is kind of a big deal. Its why Im glad I learned to drill and layout equipment myself. I know what I want and what I am getting.

 It will change some but likely very little. However you throw the ball most often is the pap id use.