I have my own reason for not liking the SMART program, but since I am fairly new to the concept, what are your biggest complaints about the program?

My son may not go to college, but trade school instead and I was just told getting the money for that might be a real pain. The inflexibility was one of the possible reasons why JBT and others came up with their own systems and do not deposit with USBC?

What else do you have about it? We have some money there, as USBC events are obviously going to put winnings in there...

As with most things, I am thinking a lot of it has to do with money. (I.E. the interest earned on the holdings not going to the scholarships and rather to USBC). There still has to be more involved as with some people, SMART is tanamount to mentioning someone is an ax murderer or animal abuser.

Just like with everything else there is good and bad with people's experiences. Mine have been fairly positive, although the recent changes have been pretty dumb in my opinion. I know for a fact that the people who don't bank with them did not do so because for many years they were able to earn more interest than USBC did. USBC would not show the financials for smart for years. It wasn't until recently they created a separate auditable entity to account for all the funds. Another recent change is where the unused/forfeited funds are no longer refunded to the originating entities. USBC now keeps this money. To some large organziations, this was a lot of money that went to fund other tournaments as they put it back in their prize funds. Then there are others like Teen Masters who gamed the system and didn't make deposits on time and gave excuses for doing so. IN these instances there were kids (and I know many) who did not get their money because it was not deposited timely.